# Legals

**Legal Statements for POV Digital Banking**

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**1. Terms of Service**\
By accessing and using POV Digital Banking services, you agree to comply with the terms and conditions outlined in our Terms of Service. These terms govern your use of our platform, services, and any associated transactions.

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**2. Privacy Policy**\
POV Digital Banking is committed to protecting your personal information. Our Privacy Policy outlines how we collect, use, store, and share your data. By using our services, you consent to the practices described in the Privacy Policy.

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**3. Anti-Money Laundering (AML) Compliance**\
POV Digital Banking adheres to strict AML regulations to prevent money laundering and terrorist financing. Users must comply with all KYC (Know Your Customer) requirements, including providing valid identification and financial information.

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**4. Risk Disclosure**\
Financial transactions carry inherent risks, including market volatility, system interruptions, and data security risks. Users acknowledge and accept these risks as part of engaging with POV Digital Banking services.

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**5. Limitation of Liability**\
POV Digital Banking is not liable for any direct or indirect losses resulting from system failures, unauthorized access, or other service interruptions unless caused by gross negligence or willful misconduct.

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**6. Governing Law and Jurisdiction**\
This agreement and any disputes arising from the use of POV Digital Banking services shall be governed by the laws of \[Jurisdiction]. All disputes will be resolved in the courts of \[Jurisdiction].

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**7. Amendments**\
POV Digital Banking reserves the right to amend these legal statements at any time. Continued use of the services after amendments signifies acceptance of the updated terms.
