# Privacy Policy

**Privacy Policy for POV Digital Banking**

***

**1. Introduction**\
POV Digital Banking is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our services.

***

**2. Information We Collect**\
We collect the following types of information:

* **Personal Information:** Such as your name, address, date of birth, email, and phone number.
* **Financial Information:** Including account details, transaction history, and payment methods.
* **Technical Information:** Such as IP addresses, browser types, and device information for security and service improvement.

***

**3. How We Use Your Information**\
We use the information collected to:

* Provide and manage your account.
* Process transactions and payments.
* Enhance our services through data analysis.
* Comply with legal obligations, such as anti-money laundering (AML) regulations.
* Communicate with you regarding account updates, offers, and service changes.

***

**4. Information Sharing and Disclosure**\
We do not sell your personal information. We may share your information with:

* **Service Providers:** To facilitate our services (e.g., payment processors, customer support).
* **Regulatory Authorities:** As required by law for compliance with legal and regulatory obligations.
* **Business Partners:** With your consent or as necessary for services like co-branded or joint offerings.

***

**5. Data Security**\
POV Digital Banking implements robust security measures to protect your personal information from unauthorized access, use, or disclosure. This includes encryption, secure servers, and regular security assessments.

***

**6. Your Rights**\
You have the right to:

* Access and review your personal information.
* Request corrections or updates to inaccurate information.
* Withdraw consent for specific data processing activities, where applicable.

***

**7. Data Retention**\
We retain your personal information only as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements.

***

**8. Changes to This Privacy Policy**\
We may update this Privacy Policy periodically. Any changes will be communicated to you, and your continued use of our services constitutes acceptance of the updated policy.

***

**9. Contact Us**\
If you have any questions or concerns about this Privacy Policy, please contact us at \[payonvault@gmail.com].
